The Salary Index

Salary Comparison

Weighers: Lancaster vs Oxnard

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Lancaster, CA

$40,900/yr

Take-home$2,488/mo
Disposable$-65/mo
Lifestyle3/10 ยท Tight
Best Value

Oxnard, CA

$52,263/yr

Take-home$3,179/mo
Disposable$-51/mo
Lifestyle3/10 ยท Tight
๐Ÿ†

Our recommendation: Oxnard, CA

Oxnard offers $14 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Lancaster

Oxnard

Diff (Aโˆ’B)

Annual Gross Salary

$40,900

$52,263

$11,363

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,488

$3,179

$691

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

95

120

-25 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,553

$3,230

$677

A vs B

Monthly Rent

$1,450

$1,980

$530

A vs B

Monthly Disposable

$-65

$-51

$14

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

0.97ร—

0.98ร—

-0.01ร—

A vs B

Lifestyle Score

3/10 (Tight)

3/10 (Tight)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.