The Salary Index
Salary data is based on the Memphis, TN-MS-AR metropolitan area and applied to Memphis using local cost-of-living adjustments.

Exercise Physiologists Salaries in Memphis, TN

Average Base Pay

$51,740/yr

11% below national average

Monthly

$4,312

Hourly

$25

Cost Index

90

Exercise Physiologists in Memphis, TN earn an average of $51,740 per year, with most salaries falling between $41,392 and $62,088 depending on experience, employer, and specialization. At 11% below the national average, Memphis offers a more modest rate for this role, in part reflecting a local cost of living index of 90. For professionals evaluating a move or negotiating an offer, the headline salary is only part of the picture—what matters most is how far that income actually goes once taxes, rent, and daily expenses are factored in. The sections below break that down in full for Memphis.

Salary Range

The chart below shows the full compensation spectrum for this role, from entry-level to senior positions. The highlighted center bars represent the 25th–75th percentile band where most professionals are paid.

$39K
Low
$52K
Median
$65K
High
25th percentile: $44K75th percentile: $60K

About Exercise Physiologists

Physical Therapists evaluate and treat patients with movement disorders, musculoskeletal injuries, neurological conditions, and post-surgical impairments. Their goal is to restore function, reduce pain, and improve quality of life through evidence-based therapeutic exercise, manual techniques, and patient education. PTs begin each patient encounter with a comprehensive evaluation—reviewing medical history, performing movement assessments, identifying impairments, and establishing baseline functional measures. From this assessment, they develop individualized treatment plans with specific, measurable goals. Treatment sessions incorporate therapeutic exercises to improve strength, flexibility, endurance, and coordination; manual therapy techniques to address joint mobility and soft tissue restrictions; and modalities such as ultrasound, electrical stimulation, and heat or cold. Patient education is integral—PTs teach patients about their conditions, proper body mechanics, home exercise programs, and injury prevention. PTs work in hospitals, outpatient orthopedic clinics, rehabilitation centers, schools, sports facilities, and home health settings. The Doctor of Physical Therapy (DPT) degree is now the entry-level credential, and many PTs pursue specialty certifications in areas such as sports, orthopedics, neurology, or geriatrics.

What Exercise Physiologists Do

  • Conduct comprehensive patient evaluations including movement and functional assessments
  • Develop individualized treatment plans with measurable short- and long-term goals
  • Implement therapeutic exercise programs to improve strength, mobility, and function
  • Apply manual therapy techniques to address joint and soft tissue restrictions
  • Use physical modalities such as ultrasound and electrical stimulation
  • Educate patients on home exercise programs and injury prevention
  • Document patient progress and modify treatment plans based on outcomes
  • Collaborate with physicians, occupational therapists, and other care team members

Key Skills & Qualifications

  • Musculoskeletal and neurological assessment and diagnosis
  • Therapeutic exercise prescription and progression
  • Manual therapy techniques including joint mobilization and soft tissue work
  • Gait analysis and functional movement assessment
  • Knowledge of therapeutic modalities and their indications
  • Patient education and motivational interviewing
  • Electronic health record documentation
  • State licensure and CPR certification

Career Path

  1. Physical Therapy Technician / Aide
  2. Physical Therapist (DPT)
  3. Specialty Certified PT (OCS, SCS, NCS)
  4. Clinical Supervisor / Director of Rehabilitation
  5. Private Practice Owner / Healthcare Administrator

Exercise Physiologists Market in Memphis, TN

Salary Competitiveness

Memphis currently pays 11% below the national median for Exercise Physiologists. This gap can reflect a lower regional cost base, thinner employer density, or a surplus of qualified candidates relative to open roles—factors worth factoring into any offer negotiation or relocation calculation.

Cost of Living Impact

Memphis sits close to the national cost average. Monthly essential expenses represent about 74% of take-home pay for this role—a midrange ratio that allows for modest savings and discretionary spending, provided housing costs remain stable.

Effective Purchasing Power

Despite a competitive gross salary, a Exercise Physiologists earning $51,740 in Memphis operates in a tight purchasing-power band once taxes and local cost of living are applied. Careful planning around housing, transportation, and discretionary spending is essential to avoid running negative disposable income month to month.

vs. National Avg

-11%

Cost Pressure

74%

Purchasing Power

Tight

Take-Home Pay Calculator

Enter any gross salary to see how federal and state taxes affect your actual take-home pay, broken down by year, month, and week. Results use an estimated effective tax rate of 27% based on this location and income level.

$
Take-home (73%)Taxes (27%)

Annual Net

$37,770

Monthly

$3,148

Weekly

$726

Eff. Tax Rate

27%

A gross salary of $51,740 for a Exercise Physiologists in Memphis translates to roughly $3,148 in monthly take-home pay after estimated federal and state taxes. Set against monthly living costs of $2,332—covering housing, food, transportation, utilities, and healthcare—that leaves approximately $816 per month in disposable income. That margin, not the gross number, is what determines whether you can comfortably cover rent, build savings, and afford discretionary spending in Memphis's current market.

How far does this salary go in Memphis?

Cost of Living in Memphis

Estimated monthly expenses for a single person in Memphis, benchmarked against US regional price indices for housing, food, transportation, utilities, and healthcare.

Cost Index

90

Below Avg — US average is 100. Based on a single person (1-bed apartment).

🏠Housing / Rent$1,341/mo
🍔Food & Groceries$447/mo
🚗Transportation$121/mo
💡Utilities$157/mo
🏥Healthcare$266/mo
Monthly$2,332
Annual$27,984
Disposable Income$816

Financial Reality Check

This section compares estimated monthly take-home pay against typical living costs in Memphis to show your real disposable income—the amount remaining after essential bills are paid each month.

Monthly Take-Home

$3,148

Living Costs

$2,332

Disposable

$816

Cost Index

90

Lifestyle

Tight

With a monthly take-home of $3,148, your estimated living costs in Memphis are $2,332 ($27,984/yr). This leaves $816 per month in disposable income, indicating a tight standard of living. Memphis's cost of living is 10% below the national average.

Overall, a Exercise Physiologists earning $51,740 in Memphis falls into a tight lifestyle tier and will need to budget carefully—essential costs consume a significant share of take-home pay, leaving limited room for savings or emergencies. With a cost index of 90, Memphis is 10% more affordable than the national average, which extends your purchasing power. Regardless of tier, prioritizing retirement contributions, an emergency fund of three to six months' expenses, and incremental debt reduction will yield the greatest long-term financial stability—especially as living costs in Memphis continue to evolve.

Frequently Asked Questions

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Exercise Physiologists · Memphis, TN11% below avg

Gross Salary

$51,740/yr

Take-home

$3,148/mo

Disposable

$816/mo

Lifestyle

Tight

Source: thesalaryindex.com · BLS data

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