Salary Comparison
Actuaries: Chester vs Frederick
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Chester, PA
$115,421/yr
Frederick, MD
$139,614/yr
Our recommendation: Frederick, MD
Frederick offers $875 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Chester
Frederick
Diff (A−B)
Annual Gross Salary
$115,421
$139,614
$24,193
A vs B
Monthly Take-Home
After estimated federal + state taxes
$7,021
$8,493
$1,472
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
82
105
-23 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,124
$2,721
$597
A vs B
Monthly Rent
$1,222
$1,565
$343
A vs B
Monthly Disposable
$4,897
$5,772
$875
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
3.31×
3.12×
+0.19×
A vs B
Lifestyle Score
10/10 (Comfortable)
10/10 (Comfortable)
+0
A vs B
Chester — Full Details
Frederick — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.