The Salary Index

Salary Comparison

Actuaries: Schenectady vs Flint

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Schenectady, NY

$135,833/yr

Take-home$8,263/mo
Disposable$5,931/mo
Lifestyle10/10 ยท Comfortable

Flint, MI

$104,836/yr

Take-home$6,378/mo
Disposable$4,511/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Schenectady, NY

Schenectady offers $1,420 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Schenectady

Flint

Diff (Aโˆ’B)

Annual Gross Salary

$135,833

$104,836

+$30,997

A vs B

Monthly Take-Home

After estimated federal + state taxes

$8,263

$6,378

+$1,885

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

90

72

+18 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,332

$1,867

+$465

A vs B

Monthly Rent

$1,341

$1,073

+$268

A vs B

Monthly Disposable

$5,931

$4,511

+$1,420

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.54ร—

3.42ร—

+0.12ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.