Salary Comparison
Actuaries: Schenectady vs Houston
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Schenectady, NY
$135,833/yr
Houston, TX
$79,690/yr
Our recommendation: Schenectady, NY
Schenectady offers $3,498 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Schenectady
Houston
Diff (A−B)
Annual Gross Salary
$135,833
$79,690
+$56,143
A vs B
Monthly Take-Home
After estimated federal + state taxes
$8,263
$4,848
+$3,415
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
90
90
+0 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,332
$2,415
$83
A vs B
Monthly Rent
$1,341
$1,350
$9
A vs B
Monthly Disposable
$5,931
$2,433
+$3,498
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
3.54×
2.01×
+1.53×
A vs B
Lifestyle Score
10/10 (Comfortable)
8/10 (Comfortable)
+2
A vs B
Schenectady — Full Details
Houston — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.