The Salary Index

Salary Comparison

Actuaries: Springfield vs San Jose

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Springfield, MA

$123,737/yr

Take-home$7,527/mo
Disposable$4,932/mo
Lifestyle9/10 · Comfortable

San Jose, CA

$152,650/yr

Take-home$9,286/mo
Disposable$5,321/mo
Lifestyle8/10 · Comfortable

Full Breakdown

Springfield

San Jose

Diff (A−B)

Annual Gross Salary

$123,737

$152,650

$28,913

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,527

$9,286

$1,759

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

97

148

-51 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,595

$3,965

$1,370

A vs B

Monthly Rent

$1,450

$2,550

$1,100

A vs B

Monthly Disposable

$4,932

$5,321

$389

A vs B

Purchasing Power Score

Take-home ÷ living costs. Higher is better

2.90×

2.34×

+0.56×

A vs B

Lifestyle Score

9/10 (Comfortable)

8/10 (Comfortable)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.