The Salary Index

Salary Comparison

Derrick Operators: Elgin vs Springfield

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Elgin, IL

$64,537/yr

Take-home$3,926/mo
Disposable$1,519/mo
Lifestyle6/10 ยท Moderate

Springfield, MA

$64,537/yr

Take-home$3,926/mo
Disposable$1,331/mo
Lifestyle6/10 ยท Moderate
๐Ÿ†

Our recommendation: Elgin, IL

Elgin offers $188 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Elgin

Springfield

Diff (Aโˆ’B)

Annual Gross Salary

$64,537

$64,537

+$0

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,926

$3,926

+$0

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

90

97

-7 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,407

$2,595

$188

A vs B

Monthly Rent

$1,350

$1,450

$100

A vs B

Monthly Disposable

$1,519

$1,331

+$188

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.63ร—

1.51ร—

+0.12ร—

A vs B

Lifestyle Score

6/10 (Moderate)

6/10 (Moderate)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.