The Salary Index

Salary Comparison

Drafters: Elgin vs Cambridge

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Elgin, IL

$64,102/yr

Take-home$3,900/mo
Disposable$1,493/mo
Lifestyle6/10 ยท Moderate

Cambridge, MA

$87,820/yr

Take-home$5,342/mo
Disposable$1,249/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Elgin, IL

Elgin offers $244 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Elgin

Cambridge

Diff (Aโˆ’B)

Annual Gross Salary

$64,102

$87,820

$23,718

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,900

$5,342

$1,442

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

90

152

-62 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,407

$4,093

$1,686

A vs B

Monthly Rent

$1,350

$2,650

$1,300

A vs B

Monthly Disposable

$1,493

$1,249

+$244

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.62ร—

1.31ร—

+0.31ร—

A vs B

Lifestyle Score

6/10 (Moderate)

5/10 (Tight)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.