Salary Comparison
Fallers: Hammond vs Frederick
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Hammond, IN
$69,748/yr
Frederick, MD
$81,178/yr
Our recommendation: Frederick, MD
Frederick offers $151 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Hammond
Frederick
Diff (A−B)
Annual Gross Salary
$69,748
$81,178
$11,430
A vs B
Monthly Take-Home
After estimated federal + state taxes
$4,243
$4,938
$695
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
84
105
-21 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,177
$2,721
$544
A vs B
Monthly Rent
$1,252
$1,565
$313
A vs B
Monthly Disposable
$2,066
$2,217
$151
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
1.95×
1.81×
+0.14×
A vs B
Lifestyle Score
7/10 (Moderate)
7/10 (Moderate)
+0
A vs B
Hammond — Full Details
Frederick — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.