The Salary Index

Salary Comparison

Ophthalmologists: Youngstown vs Frederick

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Youngstown, OH

$175,132/yr

Take-home$10,654/mo
Disposable$8,840/mo
Lifestyle10/10 ยท Comfortable
Best Value

Frederick, MD

$236,642/yr

Take-home$14,396/mo
Disposable$11,675/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Frederick, MD

Frederick offers $2,835 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Youngstown

Frederick

Diff (Aโˆ’B)

Annual Gross Salary

$175,132

$236,642

$61,510

A vs B

Monthly Take-Home

After estimated federal + state taxes

$10,654

$14,396

$3,742

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

70

105

-35 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$1,814

$2,721

$907

A vs B

Monthly Rent

$1,043

$1,565

$522

A vs B

Monthly Disposable

$8,840

$11,675

$2,835

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

5.87ร—

5.29ร—

+0.58ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.