The Salary Index

Salary Comparison

Software Developers: Frederick vs Cleveland

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Frederick, MD

$145,703/yr

Take-home$8,864/mo
Disposable$6,143/mo
Lifestyle10/10 ยท Comfortable

Cleveland, OH

$102,790/yr

Take-home$6,253/mo
Disposable$4,253/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Frederick, MD

Frederick offers $1,890 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Frederick

Cleveland

Diff (Aโˆ’B)

Annual Gross Salary

$145,703

$102,790

+$42,913

A vs B

Monthly Take-Home

After estimated federal + state taxes

$8,864

$6,253

+$2,611

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

105

74

+31 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,721

$2,000

+$721

A vs B

Monthly Rent

$1,565

$1,020

+$545

A vs B

Monthly Disposable

$6,143

$4,253

+$1,890

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.26ร—

3.13ร—

+0.13ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.