Salary Comparison
Software Developers: Frederick vs South Bend
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Frederick, MD
$145,703/yr
South Bend, IN
$107,831/yr
Our recommendation: Frederick, MD
Frederick offers $1,473 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Frederick
South Bend
Diff (A−B)
Annual Gross Salary
$145,703
$107,831
+$37,872
A vs B
Monthly Take-Home
After estimated federal + state taxes
$8,864
$6,560
+$2,304
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
105
70
+35 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,721
$1,890
+$831
A vs B
Monthly Rent
$1,565
$950
+$615
A vs B
Monthly Disposable
$6,143
$4,670
+$1,473
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
3.26×
3.47×
-0.21×
A vs B
Lifestyle Score
10/10 (Comfortable)
10/10 (Comfortable)
+0
A vs B
Frederick — Full Details
South Bend — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.