The Salary Index
Salary data is based on the Baltimore-Columbia-Towson, MD metropolitan area and applied to Frederick using local cost-of-living adjustments.

Mathematicians Salaries in Frederick, MD

Average Base Pay

$143,293/yr

13% above national average

Monthly

$11,941

Hourly

$69

Cost Index

105

Mathematicians in Frederick, MD earn an average of $143,293 per year, with most salaries falling between $114,634 and $171,952 depending on experience, employer, and specialization. At 13% above the national average, Frederick ranks among the higher-paying markets for this role, in part reflecting a local cost of living index of 105. For professionals evaluating a move or negotiating an offer, the headline salary is only part of the picture—what matters most is how far that income actually goes once taxes, rent, and daily expenses are factored in. The sections below break that down in full for Frederick.

Salary Range

The chart below shows the full compensation spectrum for this role, from entry-level to senior positions. The highlighted center bars represent the 25th–75th percentile band where most professionals are paid.

$107K
Low
$143K
Median
$179K
High
25th percentile: $122K75th percentile: $165K

About Mathematicians

Statisticians collect, analyze, interpret, and present data to help organizations and researchers draw valid conclusions and make sound decisions. They design studies and surveys to ensure data collection yields valid, representative results; apply statistical methods to analyze data; and communicate findings in ways that are accurate and accessible to decision-makers. In pharmaceutical and clinical research, biostatisticians design clinical trials, select appropriate primary endpoints, determine required sample sizes, manage randomization and blinding, perform pre-specified analyses, and produce statistical sections for FDA submissions. Government statisticians manage national surveys—employment, population, health, agriculture—applying complex sampling designs and weighting adjustments to produce estimates that represent the target population. Corporate statisticians apply methods ranging from regression and time series analysis to experimental design, quality control, and predictive modeling. Academic statisticians develop new statistical methods and publish research that advances the discipline. The master's degree in statistics or biostatistics is the standard entry credential; PhD programs prepare statisticians for independent research roles.

What Mathematicians Do

  • Design data collection instruments including surveys and experimental protocols
  • Determine appropriate sample sizes and sampling strategies
  • Analyze data using regression, time series, survival analysis, or other methods
  • Perform power calculations and sample size justifications for studies
  • Interpret results and validate assumptions underlying statistical models
  • Prepare statistical analysis plans (SAPs) for clinical trials
  • Write statistical sections of reports, publications, and regulatory submissions
  • Consult with researchers and decision-makers on appropriate methods

Key Skills & Qualifications

  • Statistical methodology including regression, ANOVA, survival analysis, and Bayesian methods
  • Statistical software proficiency in R, SAS, Python, or Stata
  • Experimental design and survey methodology
  • Clinical trial design and regulatory statistical requirements (FDA)
  • Data visualization for statistical results
  • Scientific writing for statistical sections of reports
  • Master's or PhD in statistics or biostatistics
  • Communication of statistical uncertainty to non-statisticians

Career Path

  1. Statistical Analyst
  2. Statistician
  3. Senior Statistician
  4. Principal Statistician
  5. Director of Statistics / Chief Statistician

Mathematicians Market in Frederick, MD

Salary Competitiveness

Frederick is one of the stronger-paying markets for Mathematicians, with local salaries running approximately 13% above the national median. This premium typically reflects a combination of higher employer competition, concentrated industry presence, and elevated cost expectations built into local compensation norms.

Cost of Living Impact

Frederick sits close to the national cost average. Monthly essential expenses represent about 31% of take-home pay for this role—a midrange ratio that allows for modest savings and discretionary spending, provided housing costs remain stable.

Effective Purchasing Power

After adjusting for local taxes and cost of living, a Mathematicians earning $143,293 in Frederick reaches a strong purchasing-power position. The effective standard of living this income supports is materially higher than the gross number alone implies—a useful data point for professionals comparing offers across metro areas.

vs. National Avg

+13%

Cost Pressure

31%

Purchasing Power

Strong

Take-Home Pay Calculator

Enter any gross salary to see how federal and state taxes affect your actual take-home pay, broken down by year, month, and week. Results use an estimated effective tax rate of 27% based on this location and income level.

$
Take-home (73%)Taxes (27%)

Annual Net

$104,604

Monthly

$8,717

Weekly

$2,012

Eff. Tax Rate

27%

A gross salary of $143,293 for a Mathematicians in Frederick translates to roughly $8,717 in monthly take-home pay after estimated federal and state taxes. Set against monthly living costs of $2,721—covering housing, food, transportation, utilities, and healthcare—that leaves approximately $5,996 per month in disposable income. That margin, not the gross number, is what determines whether you can comfortably cover rent, build savings, and afford discretionary spending in Frederick's current market.

How far does this salary go in Frederick?

Cost of Living in Frederick

Estimated monthly expenses for a single person in Frederick, benchmarked against US regional price indices for housing, food, transportation, utilities, and healthcare.

Cost Index

105

Above Avg — US average is 100. Based on a single person (1-bed apartment).

🏠Housing / Rent$1,565/mo
🍔Food & Groceries$522/mo
🚗Transportation$141/mo
💡Utilities$183/mo
🏥Healthcare$310/mo
Monthly$2,721
Annual$32,652
Disposable Income$5,996

Financial Reality Check

This section compares estimated monthly take-home pay against typical living costs in Frederick to show your real disposable income—the amount remaining after essential bills are paid each month.

Monthly Take-Home

$8,717

Living Costs

$2,721

Disposable

$5,996

Cost Index

105

Lifestyle

Comfortable

With a monthly take-home of $8,717, your estimated living costs in Frederick are $2,721 ($32,652/yr). This leaves $5,996 per month in disposable income, indicating a comfortable standard of living. Frederick's cost of living is 5% above the national average.

Overall, a Mathematicians earning $143,293 in Frederick falls into a comfortable lifestyle tier and has meaningful room to save, invest, and absorb unexpected expenses without financial stress. With a cost index of 105, Frederick is 5% more expensive than the national average, which compresses real purchasing power. Regardless of tier, prioritizing retirement contributions, an emergency fund of three to six months' expenses, and incremental debt reduction will yield the greatest long-term financial stability—especially as living costs in Frederick continue to evolve.

Frequently Asked Questions

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Mathematicians · Frederick, MD13% above avg

Gross Salary

$143,293/yr

Take-home

$8,717/mo

Disposable

$5,996/mo

Lifestyle

Comfortable

Source: thesalaryindex.com · BLS data

Frederick City Overview

COL index, rent benchmarks, top jobs, and affordability score.

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Salary estimates are based on BLS metro data and adjusted using cost-of-living indices.