Salary data is based on the Springfield, MA metropolitan area and applied to Springfield using local cost-of-living adjustments.

Security Guards Salaries in Springfield, MA

Average Base Pay

$38,738/yr

1% above national average

Monthly

$3,228

Hourly

$19

Cost Index

Security Guards in Springfield, MA earn an average of $38,738 per year, with most salaries falling between $30,990 and $46,486 depending on experience, employer, and specialization. At 1% above the national average, Springfield ranks among the higher-paying markets for this role, in part reflecting a local cost of living index of 97. For professionals evaluating a move or negotiating an offer, the headline salary is only part of the picture—what matters most is how far that income actually goes once taxes, rent, and daily expenses are factored in. The sections below break that down in full for Springfield.

Salary Range

The chart below shows the full compensation spectrum for this role, from entry-level to senior positions. The highlighted center bars represent the 25th–75th percentile band where most professionals are paid.

$29K
Low

$39K
Median

$48K
High

25th percentile: $33K75th percentile: $45K

About Security Guards

Compliance Officers ensure that organizations adhere to applicable laws, regulations, industry standards, and internal policies. They identify regulatory requirements that apply to the organization's activities, assess current practices against those requirements, and develop programs that ensure consistent compliance. In financial services, compliance officers monitor trading activity, oversee Anti-Money Laundering (AML) and Know Your Customer (KYC) programs, review marketing materials, and manage regulatory examinations. In healthcare, they ensure compliance with HIPAA, False Claims Act, Stark Law, and Anti-Kickback Statute. In manufacturing and energy, they manage environmental, health, and safety compliance. Compliance officers develop and deliver training programs, draft policies and procedures, conduct internal compliance reviews and audits, and serve as the liaison with regulators during examinations or investigations. When potential violations are identified, they lead internal investigations, remediate the issue, and determine whether self-disclosure is required. The role requires both technical knowledge of applicable regulations and the judgment to assess risk and advise business units on compliant approaches.

What Security Guards Do

Identify and monitor regulatory requirements applicable to the organization
Develop and maintain compliance policies, procedures, and control frameworks
Conduct compliance risk assessments and gap analyses
Design and deliver employee compliance training programs
Perform compliance monitoring and testing of business activities
Manage regulatory examinations and respond to regulator inquiries
Investigate potential compliance violations and recommend remediation
Report compliance status and risk to senior management and board committees

Key Skills & Qualifications

Regulatory knowledge in relevant industry (financial services, healthcare, manufacturing)
Compliance program design and implementation
Risk assessment and internal audit methodology
Policy writing and procedural documentation
Training design and facilitation
Regulatory examination management
Analytical skills for compliance monitoring data
Relevant certifications such as CCEP, CRCM, or CAMS

Career Path

Compliance Analyst
Compliance Officer
Senior Compliance Officer
Compliance Manager / Director of Compliance
Chief Compliance Officer

Security Guards Market in Springfield, MA

Salary Competitiveness

Springfield salaries for Security Guards track closely with the national median, diverging by less than 4%. This alignment suggests a competitive but balanced local market—employers are broadly in step with national pay scales, which can make benchmark comparisons more reliable when negotiating.

Cost of Living Impact

Springfield sits close to the national cost average. Monthly essential expenses represent about 110% of take-home pay for this role—a midrange ratio that allows for modest savings and discretionary spending, provided housing costs remain stable.

Effective Purchasing Power

Despite a competitive gross salary, a Security Guards earning $38,738 in Springfield operates in a tight purchasing-power band once taxes and local cost of living are applied. Careful planning around housing, transportation, and discretionary spending is essential to avoid running negative disposable income month to month.

vs. National Avg

+1%

Cost Pressure

110%

Purchasing Power

Tight

Take-Home Pay Calculator

Enter any gross salary to see how federal and state taxes affect your actual take-home pay, broken down by year, month, and week. Results use an estimated effective tax rate of 27% based on this location and income level.

Annual Salary

Take-home (73%)Taxes (27%)

Annual Net

$28,279

Monthly

$2,357

Weekly

$544

Eff. Tax Rate

27%

A gross salary of $38,738 for a Security Guards in Springfield translates to roughly $2,357 in monthly take-home pay after estimated federal and state taxes. Set against monthly living costs of $2,595—covering housing, food, transportation, utilities, and healthcare—that leaves approximately $-238 per month in disposable income. That margin, not the gross number, is what determines whether you can comfortably cover rent, build savings, and afford discretionary spending in Springfield's current market.

How far does this salary go in Springfield?

Cost of Living in Springfield

Estimated monthly expenses for a single person in Springfield, benchmarked against US regional price indices for housing, food, transportation, utilities, and healthcare.

Cost Index

Below Avg — US average is 100. Based on a single person (1-bed apartment).

🏠Housing / Rent$1,450/mo

🍔Food & Groceries$490/mo

🚗Transportation$140/mo

💡Utilities$215/mo

🏥Healthcare$300/mo

Monthly$2,595

Annual$31,140

Financial Reality Check

This section compares estimated monthly take-home pay against typical living costs in Springfield to show your real disposable income—the amount remaining after essential bills are paid each month.

Monthly Take-Home

$2,357

Living Costs

$2,595

Disposable

$-238

Cost Index

Lifestyle

Tight

With a monthly take-home of $2,357, your estimated living costs in Springfield are $2,595 ($31,140/yr). This leaves $-238 per month in disposable income, indicating a tight standard of living. Springfield's cost of living is 3% below the national average.

Overall, a Security Guards earning $38,738 in Springfield falls into a tight lifestyle tier and will need to budget carefully—essential costs consume a significant share of take-home pay, leaving limited room for savings or emergencies. With a cost index of 97, Springfield is 3% more affordable than the national average, which extends your purchasing power. Regardless of tier, prioritizing retirement contributions, an emergency fund of three to six months' expenses, and incremental debt reduction will yield the greatest long-term financial stability—especially as living costs in Springfield continue to evolve.