The Salary Index
Salary data is based on the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area and applied to Elgin using local cost-of-living adjustments.

Electronics Engineers Salaries in Elgin, IL

Average Base Pay

$120,042/yr

Monthly

$10,004

Hourly

$58

Cost Index

90

Electronics Engineers in Elgin, IL earn an average of $120,042 per year, with most salaries falling between $96,034 and $144,050 depending on experience, employer, and specialization. Elgin salaries align closely with the national average for this role, in part reflecting a local cost of living index of 90. For professionals evaluating a move or negotiating an offer, the headline salary is only part of the picture—what matters most is how far that income actually goes once taxes, rent, and daily expenses are factored in. The sections below break that down in full for Elgin.

Salary Range

The chart below shows the full compensation spectrum for this role, from entry-level to senior positions. The highlighted center bars represent the 25th–75th percentile band where most professionals are paid.

$90K
Low
$120K
Median
$150K
High
25th percentile: $102K75th percentile: $138K

About Electronics Engineers

Electrical Engineers design, develop, and test electrical systems and components including power generation and distribution systems, electronic circuits, communication systems, control systems, and embedded systems. The field spans power engineering, electronics, signal processing, telecommunications, and embedded systems design. Power engineers design high-voltage transmission systems, substations, and electrical distribution networks. Electronics engineers design printed circuit boards, analog and digital circuits, and microelectronic devices. Embedded systems engineers develop firmware and hardware for microcontrollers in products ranging from appliances to aerospace systems. Control engineers design feedback and automation systems for manufacturing, robotics, and process control. Electrical engineers use simulation tools such as MATLAB, Simulink, SPICE, and Altium Designer, and must translate theoretical designs into physical hardware that meets performance, reliability, and regulatory requirements. They work in energy, manufacturing, telecommunications, aerospace, automotive, and consumer electronics industries. PE licensure is required for power systems engineers working on public utility projects.

What Electronics Engineers Do

  • Design electrical systems, circuits, and components for products or infrastructure
  • Develop schematics and PCB layouts using EDA tools
  • Perform circuit analysis, simulation, and validation testing
  • Specify electrical components and materials for design requirements
  • Develop firmware for embedded systems and microcontrollers
  • Ensure designs meet safety standards and regulatory requirements
  • Collaborate with mechanical engineers, software engineers, and manufacturing teams
  • Troubleshoot and resolve electrical system failures

Key Skills & Qualifications

  • Circuit design and analysis (analog and digital)
  • PCB design using Altium Designer, KiCad, or Eagle
  • MATLAB and Simulink for modeling and simulation
  • Embedded C/C++ programming for microcontrollers
  • Power systems fundamentals and electrical code knowledge
  • Oscilloscope, multimeter, and laboratory instrument proficiency
  • PE licensure (required for power engineering roles)
  • Cross-disciplinary collaboration with mechanical and software teams

Career Path

  1. Electrical Engineer I / EIT
  2. Electrical Engineer II
  3. Senior Electrical Engineer
  4. Principal / Staff Engineer
  5. Engineering Manager / Chief Engineer

Electronics Engineers Market in Elgin, IL

Salary Competitiveness

Elgin salaries for Electronics Engineers track closely with the national median, diverging by less than 4%. This alignment suggests a competitive but balanced local market—employers are broadly in step with national pay scales, which can make benchmark comparisons more reliable when negotiating.

Cost of Living Impact

Elgin sits close to the national cost average. Monthly essential expenses represent about 33% of take-home pay for this role—a midrange ratio that allows for modest savings and discretionary spending, provided housing costs remain stable.

Effective Purchasing Power

After adjusting for local taxes and cost of living, a Electronics Engineers earning $120,042 in Elgin reaches a strong purchasing-power position. The effective standard of living this income supports is materially higher than the gross number alone implies—a useful data point for professionals comparing offers across metro areas.

vs. National Avg

≈ Average

Cost Pressure

33%

Purchasing Power

Strong

Take-Home Pay Calculator

Enter any gross salary to see how federal and state taxes affect your actual take-home pay, broken down by year, month, and week. Results use an estimated effective tax rate of 27% based on this location and income level.

$
Take-home (73%)Taxes (27%)

Annual Net

$87,631

Monthly

$7,303

Weekly

$1,685

Eff. Tax Rate

27%

A gross salary of $120,042 for a Electronics Engineers in Elgin translates to roughly $7,303 in monthly take-home pay after estimated federal and state taxes. Set against monthly living costs of $2,407—covering housing, food, transportation, utilities, and healthcare—that leaves approximately $4,896 per month in disposable income. That margin, not the gross number, is what determines whether you can comfortably cover rent, build savings, and afford discretionary spending in Elgin's current market.

How far does this salary go in Elgin?

Cost of Living in Elgin

Estimated monthly expenses for a single person in Elgin, benchmarked against US regional price indices for housing, food, transportation, utilities, and healthcare.

Cost Index

90

Below Avg — US average is 100. Based on a single person (1-bed apartment).

🏠Housing / Rent$1,350/mo
🍔Food & Groceries$465/mo
🚗Transportation$130/mo
💡Utilities$170/mo
🏥Healthcare$292/mo
Monthly$2,407
Annual$28,884
Disposable Income$4,896

Financial Reality Check

This section compares estimated monthly take-home pay against typical living costs in Elgin to show your real disposable income—the amount remaining after essential bills are paid each month.

Monthly Take-Home

$7,303

Living Costs

$2,407

Disposable

$4,896

Cost Index

90

Lifestyle

Comfortable

With a monthly take-home of $7,303, your estimated living costs in Elgin are $2,407 ($28,884/yr). This leaves $4,896 per month in disposable income, indicating a comfortable standard of living. Elgin's cost of living is 10% below the national average.

Overall, a Electronics Engineers earning $120,042 in Elgin falls into a comfortable lifestyle tier and has meaningful room to save, invest, and absorb unexpected expenses without financial stress. With a cost index of 90, Elgin is 10% more affordable than the national average, which extends your purchasing power. Regardless of tier, prioritizing retirement contributions, an emergency fund of three to six months' expenses, and incremental debt reduction will yield the greatest long-term financial stability—especially as living costs in Elgin continue to evolve.

Frequently Asked Questions

Compare Instantly

See how Electronics Engineers salary in Elgin stacks up against other cities.

Full breakdown: cost of living, net pay, lifestyle score

Share this salary

Electronics Engineers · Elgin, ILat avg

Gross Salary

$120,042/yr

Take-home

$7,303/mo

Disposable

$4,896/mo

Lifestyle

Comfortable

Source: thesalaryindex.com · BLS data

Elgin City Overview

COL index, rent benchmarks, top jobs, and affordability score.

Explore Elgin

Explore More Salary Data

Related pages — all links are live salary pages

Highest-Paying Markets

Cities where Electronics Engineers pays most

Most Affordable Markets

Cities with lowest cost of living

Salary estimates are based on BLS metro data and adjusted using cost-of-living indices.